Don't quit travelling, just pick the right insurance

Foreign Travel Insurance has several advantages. Some are related to medical problems, like an accident or sudden illness that arise during your trip. Foreign travel insurance covers medical costs and other related costs incurred during the trip. (This may include the costs of transportation to a doctor with an ambulance or helicopter. And if a major problem prevents you from returning home when scheduled, the additional costs caused by the delay may also be covered.) Another important argument in favour of foreign travel insurance is the included luggage insurance. As luggage is often damaged or lost, having it insured has a great importance to many. It is also useful to have a foreign travel insurance that covers liability, in which case the insurer will indemnify the injured party if you were to cause the damage.

The coverage starts on the day you indicated as starting date of the trip (but not earlier than upon premium payment) and lasts till the 24th hour of the day you indicated as ending date of the trip (but up to your stay abroad).

You can only do that if you have already had CHERRISK Foreign Travel Insurance at the time of your trip abroad. In this case, you can take out a new Foreign Travel Insurance that starts immediately after the expiration of the original insurance. (Be careful - you cannot take out new insurance after the expiry of your existing insurance while you are abroad.) Excluding the case when an extension of staying abroad is caused by an insured event.

Territories located in geographical Europe of the following countries: Member States of the European Union, as well as Albania, Andorra, Bosnia and Herzegovina, Belarus, Faeroe Islands, Gibraltar, Iceland, Kosovo, Liechtenstein, the United Kingdom, North Macedonia, Moldova, Monaco, Montenegro, Norway, Russian Federation, San Marino, Switzerland, Serbia, Ukraine, Vatican; moreover, the entire territory of Turkey and of the following islands: Cyprus, Canary Islands, Azores Islands, Madeira.

Yes, both skiing and snowboarding are amongst the insured sports, without any extra charge. But keep in mind that the coverage is only valid if you engage in skiing or snowboarding on a designated track.

Flight delay cover means that if your flight is delayed by more than 4 hours, the cost of consumer goods you may incur at the airport due to the waiting (such as meals and drinks verified by receipts) will be reimbursed up to EUR 150 by the insurance. Please note that CHERRISK Foreign Travel Insurance does not cover cancellations. To see if you're entitled for a flight cancellation compensation, please contact your airline or other service provider.

Before your trip, we recommend that you check the website of the Auswärtiges Amt, where you can find general travel and country-specific information: https://www.auswaertiges-amt.de/de/