Get your movables insured in your garden, car or even on the go.
Add glass coverage to protect your windows, glass tables or ceramic hobs.
Get extra bike protection up to €10,000, even outside your home.
Household Insurance calculator
Compare plans
See the table below for an overview of the different plans or find the details in the Terms and Conditions.
| What is covered? | Basic | Comfort | Premium | |
|---|---|---|---|---|
Insured property | ||||
Insured things | ||||
Valuables | ||||
Digital safety | ||||
What is not obvious? | ||||
| In what case? | Basic | Comfort | Premium | |
|---|---|---|---|---|
Burglary/robbery/theft | ||||
Tap water and pipes | ||||
Fire and voltage | ||||
Storm and hail | ||||
Other dangers | ||||
Reimbursement of consequential cost | ||||
Choose your package
Customize your Household Insurance fully to your home and lifestyle. Choose your favourite plan and add extras like bike or glass coverage.
- Basic
- The most important coverages for a small price
- From€6.00/year
- Recommended for small apartments
- Valuables are also protected in your cars and hospital rooms
- And many more benefits
- Comfort
- More features and higher limits for payouts
- From€6.72/year
- Your movables are insured in your garden and outside home
- Includes cyber protection and other extras
- And many more benefits
- Premium
- The best protection for you and your belongings
- From€7.92/year
- Highest coverages and limits for payouts
- Best for sports equipment and luxury goods
- And many more benefits
Add these extras for even more comfort
- Elementary Damages
- Extra coverage for extreme natural hazards incl. flood, backwater, earthquake, subsidence, landslide, snow pressure, avalanches and volcanic eruptions
- add from€9.84/year
- Glass Insurance
- Additional coverage for glass breakage – e.g. on windows, doors, roofs, solar panels, furniture glazing
- add from€11.40/year
- Bike Insurance
- Additional theft protection for bicycles and E-bikes, around the clock in the house, basement, garage, and the street
- add from€9.96/yearfor a €1000 bike
A few more reasons to choose CHERRISK
Trusted by more than 15 million people
Our founder, UNIQA Insurance Group is one of the biggest insurance companies of CEE and sold over 15 million policies worldwide.
CHERRISK <3 Dekra
CHERRISK’s claim handling is helped by Dekra, the biggest insurance inspection company in Germany.
Supported by Europ Assistance
In case of an emergency abroad, our assistance partner’s service hotline is there to help you worldwide and 24/7.
File claims 24/7
You can send us your claims anytime and we handle them faster than you can say “claim management“.
How it worksAsk our customer service
We might be 100% digital, but we're 100% human too. Forget about bots – if you have a question, our customer care team is happy to help.
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